Clonmel Chamber of Commerce are organising a Personal Insolvency Act Seminar in Raheen House Hotel next Tuesday, 26th March at 6.15pm. The Personal Insolvency Act 2012, which was signed into law by President Higgins on 26th December 2012, has a number of mechanisms to deal with varying debt levels for those who simply cannot afford to meet repayments while having a reasonable standard of living. It is hoped that this Act will come into full operation in June of this year.
You may have read article headlines over the past few months such as “Mortgage arrears ‘extraordinary’”, “Central Bank urges more proactive approach to mortgage arrears” and “Insolvency law allows banks to go after pensions” and not fully understood the implications of the Personal Insolvency Act and how it may benefit you. At the seminar the guest speakers will explain the Act, its various parts and how they may apply to and benefit you.
John M. Lynch, Principal, Lynch Solicitors, Tom Pollard, CEO, Tom Pollard Properties and Freddie Hatton, Financial Services Consultant, FP Consulting Ltd. will be the guest speakers at the Personal Insolvency Act Seminar on Tuesday.
John M. Lynch, Principal, Lynch Solicitors
I will discuss how the Personal Insolvency Act might work in practice, new arrangements under the Act: Debt Settlement Arrangements (DSAs), Personal Insolvency Arrangements (PIAs), the new look Bankruptcy Code, the Insolvency Service, the role of the Personal Insolvency Practitioner (PIP) and the steps people can take before the Insolvency Service comes into operation.
I provide legal services in Clonmel, Tipperary, and Ireland Debt Management and Insolvency is becoming increasingly relevant in post Celtic Tiger Ireland. We, at Lynch Solicitors, have added new services to help clients deal with insolvency issues as it is an area which, unfortunately, affects a considerable number of people daily. As a team, we have continued to improve our expertise and I recently completed a Diploma in Insolvency and Corporate Restructuring and Andrea Gleasure completed a Certificate in Banking Law.
Tom Pollard, CEO, Pollard Properties
At Tuesday’s seminar, Tom Pollard will discuss the effect of the Act on the Property market.
Tom established Tom Pollard Properties in 1988 and has over 40 years’ experience in Sales, Negotiating and Facility Management and Maintenance. The business has grown from its initial focus on the residential sector to become one of the foremost Real Estate agencies in the region in the commercial, industrial and large-scale integrated development projects sector supporting and consulting on schemes of the order of €70 – €90 million. The company also manages significant projects in the public sector working with local and regional government bodies and other institutions in the area of public/private partnership.
The business is recognised as the largest estate agency in Clonmel and has grown rapidly over the past 3 years and counts the EBS agency in its expanding portfolio of services.
Freddie Hatton, Financial Services Consultant, FP Consulting Ltd.
At Tuesday’s seminar Freddie Hatton will discuss dealing with the banks in light of developments since the introduction of the Personal Insolvency Act.
Freddie has over 33 years’ experience in Financial Services, all of which was with Bank of Ireland. During his time in Retail Banking Freddie held positions in Branch, Regional and Credit Management and was also HR Manager for the South of Ireland. His final position was that of Regional Manager for the South East.
Following his Banking career Freddie worked in Horticulture for a number of years as CEO of SAP Group. Freddie is holder of a Masters of Business Administration & Applied Finance Diploma. His Thesis, as part of the MBA, was “Turnaround Strategies – Back from the Brink” (Companies who nearly fail but manage to survive) is highly relevant and topical in the current economic climate. Freddie holds a Fellowship of the Institute of Bankers in Ireland and is a Chartered Fellow of Chartered Institute of Personnel & Development and a Certificate in Health & Safety.
Freddie established FP Consulting Ltd in 2004 with Patricia Mathews.
Register for the Seminar
The Personal Insolvency Act Seminar is a free event. We welcome readers to join us at the seminar where they will have the opportunity to learn more about the Act and how it can benefit them. To register for the seminar visit the Clonmel Chamber of Commerce website at: